Buses

• Fully Shariah-compliant financing.
• Financing up to (80%) of the bus’s value.
• Financing up to JOD (75,000).
• Flexible repayment periods of up to 5 years.
• Grace period of up to 3 months.
• Takaful (Islamic Insurance) coverage in case of death or total/partial disability.
• Financing for new and used buses.
• Option to consider multiple income sources.
• Option to grant without a guarantor. 
• Competitive Murabaha rates.
• Fast procedures.

• Commercial registration issued within the last month and a valid business license.
• Bus price quotation.

*The company reserves the right to request any additional documents if needed.

Terms & Conditions:

• The company must have been operating for at least (1) year.
• Comprehensive insurance for the bus is mandatory.
• Financing is available for new buses of the current year, the previous year, and the following year.
• Used buses must not exceed (10) years of age at the end of the financing term.
• Bus inspection and valuation must be conducted at one of the Specialized Islamic Finance company approved centers.
• The inspection result for used buses must be Grade 3 (Good) or higher.
• The bus must be mortgaged in favor of Specialized Islamic Finance.

*Subject to the product’s terms and conditions.